RBI Registered Loan App List 2024 ( Latest Updated March 2024 )

RBI Registered Loan App List 2024 | RBI Registered Loan Company List PDF – The RBI registered loan app list is released by the Reserve Bank of India which contains information about the lending companies. The companies to which the loan is given have to obtain a license from NBFCs (non-banking financial companies from RBI). According to the Indian Act of 1956, when an institution charges an interest rate on a loan, it has to follow the RBI’s directions. If it does not comply with the direction issued by the RBI, the RBI can also cancel the license of that loan company. The RBI regulates and oversees financial institutions, including banks and non-banking financial companies (NBFCs), which are authorized to offer loans.

RBI Registered Loan App List
RBI Registered Loan App List

RBI Approved Loan Apps List In India With Name And Credit Limit 2024

RBI Registered Loan App List Is Provided Below. Check Full List Here.

App Name Credit Limit
Kreditbee Loan up to 2 Lakhs
Kreditzy Loan up to 2 Lakhs
Paysense Loan up to 5 Lakhs
NAVI Loan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan) Loan up to 1 Lakh
Freopay (Credit Line) Rs. 10000
Stashfin – (Credit Line + Personal Loan) Loan up to 5 Lakhs
Cashbean Loan up to 1 Lakh
MI Credit Above 5 Lakhs
Dhani (Credit Line) Loan up to 5 Lakhs
Avail Finance Loan up to Rs. 50000
NIRA Loan up to 2 Lakhs
Branch Loan up to Rs.50,000
Smartcoin Loan up to 2 Lakhs
Rupeek App (Gold Loan) Loan up to 50 Lakhs
Simple Pay Later (Credit Line) Loan up to 1 Lakh
Mobikwik (Credit Line + Consumer Loan) Loan up to 2 Lakhs
Paytm Personal Loan Loan up to 2 Lakhs
Krazybee (Consumer Loan) Loan up to 2 Lakhs
Bharatpe (Business Loan) Loan up to 5 Lakhs
Paytm Postpaid (Credit Line) Loan up to 1 Lakh
True Caller Loan up to 5 Lakhs
Simply Cash Loan up to 2 Lakhs
Slice (Credit Line) Loan up to 1 Lakh
True Balance Up to Rs. 50,000
Zest Money (Consumer Loan) Above 2 Lakhs
Amazon Pay Later Up to Rs. 60,000
Flipkart Pay Later Up to Rs. 60,000
Tata Capital Above 10 Lakhs
Tata Neu Credit card (Qik EMI Card) Rs.10000 to Rs.150000
Tata Neu App (Qik Personal Loan) Rs.10000 to Rs.10,00,000
Ola Money Pay Later Rs.1500 to Rs.20000
Khatabook App Rs.50,000 to Rs.10,00,000
Jupiter credit limit Up to Rs.50,000
OneCard App Rs. 10000 to Rs150,000
Paisabazaar credit limit Rs. 50,000 to Rs.10,00,000
imobile Pay Later Rs. 20,000
SBI YONO APP Rs. 1500 to Rs. 60000
IDFC Bank Pay later Rs. 1500 to Rs. 60000
Bajaj Finserv App Rs. 50,000 to Rs. 5,00,000
Rufilo Loan App Rs. 5000 to Rs. 25,000
IBL FINANCE App Rs. 5000 to Rs. 25,000
Early Salary Rs. 8,000 to Rs. 500,000
Money View Rs.10,000 to Rs. 5,00,000
CASHe Rs. 1,000 to Rs. 3,00,000
mPokket Rs.500 to Rs. 30,000
Stashfin – Credit Line & Loan Rs. 1,000 to Rs. 5,00,000
MoneyTap Rs.1,000 to Rs. 60,000
FairMoney Loan App Loan up to 2 Lakhs
KreditOne Rs.5000 to Rs. 25,000
FlexSalary Instant Loan App Rs.5000 to Rs.25,000
DigiMoney Rs. 5000 to Rs. 25,000
Indialends Rs. 5,00,000
Mystro Loans & Neo Banking app Rs. 50,000
Kissht: Instant Line of Credit Rs. 10,000 to Rs. 1,00,000

Loan Apps In India

Rating List of Loan Apps in India

This is the List of Best Rating Loan Apps. This Loan Apps Rating is Based on Feedback from Customers And Users. For More Details, you can Check Playstore.

Application Name Rating
PaySense 4.1/5
Money Tap 4.4/5
Nira 4.4/5
CASHe 4.5/5
Money View 4.6/5
mPokket 4.1/5
India Lends 3.8/5
PayMe India 4.2/5
Home Credit 4.3/5
Dhani 3.8/5

How to Check RBI Registered Loan Apps List 2024?

The complete process to check the RBI registered loan apps list online is given below step by step.

  • First Visit the Reserve Bank of India’s official website https://www.rbi.org.in.
  • Now On the home page, click on Non-Banking Financial Companies List.
  • Now Here you will get an Excel/pdf file link.
  • Now Click on the Excel / PDF file, and you will get the list of companies registered by RBI.

RBI Registered Loan App List PDF 2024  Download

What Is RBI Registered Loan App?

For Doing Any Business All Businesses Need To Take Permission From Official Authority Or Regulators. In the same way, the license of NBFC (Non-Banking Financial Company) has to be taken from RBI to give a loan. NBFC registered institution approved by RBI cannot cheat its customers, on doing so, RBI can also stop the license of that institution.

What is The Eligibility For Taking Personal Loans from Registered Loan APPs In India?

Particulars For Salaried For Self-employed
Age Limit 18 – 60 years 21 – 65 years
Minimum Income (may vary across lenders) Rs. 15,000 per month Rs. 15 lakh p.a.
Minimum Work Exp./ Business Continuity 1 year (6 months with current employer) 2 years of business continuity
Credit Score Preferably 750 and above

Documents Required To Apply For a Loan :

  • Proof of Residence
  • Ration Card
  • Telephone Bill
  • Electricity Bill
  • Voters Card.
  • Proof of Identity – Any one of Voters Card / Aadhaar Card/ Drivers License / Employers Card.
  • Latest Bank Statement
  • Passbook (where salary/income is credited for the past 6 months).
  • The latest 6 Months Salary Slip with all deductions and the last 2 years’ Form 16.
  • Copies of all Property Documents.

Documents Required for a Business Loan :

The following documents are required along with your Business Loan application:

  • PAN Card – For Company/Firm/Individual
  • A copy of any of the following documents as identity proof:
  • Aadhaar Card
  • Passport
  • Voter’s ID Card
  • PAN Card
  • Driving License

What Is The RBI Registered Loan App Interest?

  • Interest – Interest may Be From 12% to 36%
  • Processing Fee – 2 % to 3%
  • Loan assessment fee also has to be paid in many loan apps.
  • Late Fee – Can Charge up to 0.5% per day
  • GST – GST charges up to 18% will have to be paid on all charges

How To Take A Loan From  RBI Registered Loan App?

  • Install any of the above loan apps on your Android phone from the Google Play Store
  • Register with a mobile number or Other Options 
  • Now you have to upload KYC documents with information about yourself to do KYC.
  • If you are eligible in a while, you will get a loan offer.
  • To take the offer loan, accept the loan agreement, for this, the base OTP may be required.
  • There are many such loan apps where you may have to give NACH approval for loan EMI auto debit, for which you have to use a savings account and internet banking.
  • In a short time, your loan will come to your mentioned savings account after approval or if you have taken a credit line loan, then you can use it through that loan app,.

How to Protect Yourself From Fraud From Loan Providers Apps?

Here are a few steps to ensure you are dealing with a legitimate loan provider:

  • Check the RBI’s Official Website
  • Verify Credentials
  • Documentation and Transparency
  • A legitimate financial institution should have a physical presence.
  • Customer Reviews and Ratings
  • Contact Information
  • Avoid Upfront Fees:
  • Research the Company

What Are The 10 Best Personal Loan Apps in India In 2024?

  1. Buddy Loan
  2. Navi
  3. PaySense
  4. MoneyTap
  5. Dhani
  6. Nira
  7. Cashe
  8. Home Credit
  9. Payme India
  10. India Lends

What Are The Best Instant Personal Loan Apps in India In 2024?

Here is the list of the top 25 instant personal loan apps in India: You Can Check All the Apps Below. We Have Also Shared the Full Process Of How To Check Whether Your App Is Registered With RBI Or Not.

  • PaySense
  • LazyPay
  • Bajaj Finserv
  • IDFC First Bank
  • ZestMoney
  • Dhani
  • HomeCredit
  • CASHe
  • FlexSalary
  • MoneyView
  • PayMe India
  • SmartCoin
  • StashFin
  • LoanTap
  • IndiaLends
  • CashBean
  • RupeeLend
  • AnyTimeLoan
  • KreditBee
  • Fullerton India
  • EarlySalary
  • Nira
  • Credy
  • mPokket
  • MoneyTap

Fake Loan App List In India: Delhi Police Shares List Of Loan Scam Apps

Following are the Some Fake Loan Apps In India Which Were Reported by the Cyber Crime branch Of Delhi Police. Check All Fake loan Apps Here.

  • Raise cash app
  • PP money app
  • Rupees master app
  • Cash ray app
  • Mobipocket app
  • Papa money app
  • Infinity cash app
  • Kredit mango app
  • Kredit marvel app
  • CB loan app
  • Cash advance app
  • HDB loan app
  • Cash tree app
  • RAw loan app
  • Under Process
  • Minute cash app
  • Cash light app
  • Cash fish app
  • HD credit app
  • Ruppes land app
  • Cash room app
  • Rupee loan app
  • Well Kredit app

Fake Chinese Loan Apps List in India in 2024: Full List

These are the some of Fake Chinese loan apps that were Banned by RBI Recently. Check the Name of all Apps below. If you have Installed Any App In Your Mobile From the List Given below Then you should Uninstall These Apps Immediately.

  • Raise cash app
  • PP money app
  • Rupees master app
  • Cash ray app
  • Mobipocket app
  • Papa money app
  • Infinity cash app
  • Kredit mango app
  • Kredit marvel app
  • CB loan app
  • Cash advance app
  • HDB loan app
  • Cash tree app
  • RAw loan app
  • Under Process
  • Minute cash app
  • Cash light app
  • Cash fish app
  • HD credit app
  • Ruppes land app
  • Cash room app
  • Rupee loan app
  • Well Kredit app

What are the criteria for obtaining a personal loan from Registered In India?

Eligibility Criteria For Salaried For Self Employed
Age limit 18-60 years 21-65 years
Minimum Income (may vary according to the lender) Rs. 15000 per month Rs. 15 lakh per year
Minimum Work Experience 1-year minimum (6 months with current employer 2 years of business stability
CIBIL Score 750 or above 750 or above

What Are The Best 25 Personal Loan Apps In India 2024?

Some of the Best Personal Loan Apps Are Following. Check the List of all Loan apps below.

  1. PaySense
  2. LazyPay
  3. Bajaj Finserv
  4. IDFC First Bank
  5. ZestMoney
  6. Dhani
  7. HomeCredit
  8. CASHe
  9. FlexSalary
  10. MoneyView
  11. PayMe India
  12. SmartCoin
  13. StashFin
  14. LoanTap
  15. IndiaLends
  16. CashBean
  17. RupeeLend
  18. AnyTimeLoan
  19. KreditBee
  20. Fullerton India
  21. EarlySalary
  22. Nira
  23. Credy
  24. mPokket
  25. MoneyTap

Which are the Top 40 RBI Approved Loan Apps In India 2024?

The top 40 RBI Approved Loan Apps Are the Following:-

Pay sense Rupeelend
CASHe Loanfront
Mpockket  Anytime Loan
Money View Bonn Credit
India Lends CreditFair
Pay me India LoanAdda
IDFC First  LoanTap
Home Credit Qbera
Money Tap  Quick Credit
Dhani Shubhloan
Buddy Loan ZipLoan
FlexSalary App AnyTimeLoan
Navi app ZipLoan
Lazypay  StashFin
Nira loan app MobiKwik
Kreditbee Ftcash
Finova Capital Capital float
ZestMoney Lendingkart

RBI Approved Loan Apps And Their Headquarters Locations In India:

Here we are sharing the headquarters location of RBI Registered Loan Apps In India. Check the Full List of All Locations below.

Apps Name Headquarter
Pay sense Mumbai, Maharashtra
CASHe Mumbai, India
Mpockket  Kolkata, West Bengal
Money View Bangalore, Karnataka
India Lends Gurugram, Haryana
Pay me India Noida Gautam Buddha Nagar UP
IDFC First  Mumbai
Home Credit Amsterdam, Netherlands
Money Tap Bengaluru, Karnataka
Dhani New Delhi – India
Buddy Loan Bengaluru, Karnataka
FlexSalary App Hyderabad, Andhra Pradesh
Navi app Bengaluru, Karnataka
Lazypay  Mumbai, Maharashtra
Nira loan app Bengaluru, Karnataka
Kreditbee Bangalore, Karnataka

FAQ: RBI Registered Loan Apps List

How many loan apps are verified by RBI?

Ans: There are More than 40 Loan Apps That are Verified by RBI. A Full List of all RBI RBI-registered loan Apps Is Given Above.

Which loan apps are registered with RBI in India?

Ans: Paytm, Bajaj Finserv, CASHe app, EarlySalary, Dhani, FlexiLoans, Money View Loans, Indialends, Lendingkart, India lends And Many More Apps Are Registered With RBI. Check the Full List of all apps here.

Is Buddy Cash RBI registered?

Ans: Yes it is Registered With RBI

Is Dhani approved by RBI?

Ans: The RBI has authorised the Dhani OneFreedom card, a RuPay-enabled card. Dhani App is Registered with RBI

Is KreditBee approved by RBI?

Ans: yes Kreditbee is approved By RBI. KreditBee is a platform that facilitates loan transactions between borrowers and personal loan providers such as NBFCs/Banks. All types of loans are approved by this app. You can Apply for a Loan.

Is the Ring app approved by RBI?

Ans: OnEMi Technology Solutions Pvt Ltd is the owner and operator of Pay with Ring, which collaborates with several RBI-registered NBFCs to offer loans to merchants.

Is the Dhani loan app safe?

Ans: Every app that is advertised as a loan app is legitimate. All you have to do is figure out which app offers straightforward, reliable information. Dhani is one of the Loan Apps Which provides Loan To Customers.

Is Paisabazaar fake?

Ans: No, Paisabazaar is not Fake. With over 30 million monthly visitors from more than 1200 cities & towns, Paisabazaar.com is India’s largest online marketplace for financial products. Being an ISO-certified platform, we take all necessary precautions to protect the best interests of our clients.


Friends through this post We provide information about all RBI-approved loan Apps and How to apply for a loan From these Apps, What is eligibility, What documents we need And what is the process of application. Hope you like this post. For more information keep visiting studydhaba.com for the latest updates.

8 thoughts on “RBI Registered Loan App List 2024 ( Latest Updated March 2024 )”

  1. इंद्रजीत सिंह

    Please send me list of rbi registered loan apps

  2. इंद्रजीत सिंह

    आर बी आई पंजीकृत ऋण ऐप्स की सूची उपलब्ध करवायें।धन्यवाद

  3. TV Schedules

    Interesting blog post. I have been looking for a list of RBI registered loan apps. Thank you for providing this.

  4. Sarathhkumar

    Good morning
    Trymyloan app rbi registered?
    Please send me your reply

Comments are closed.

Scroll to Top