RBI Registered Loan App List 2023, RBI Registered Loan Company

RBI Registered Loan App List 2023 | RBI Registered Loan Company List PDF – The RBI registered loan app list is released by the Reserve Bank of India which contains information about the lending companies. The companies to which the loan is given have to obtain a license of NBFCs (non-banking financial companies from rbi). According to the Indian Act of 1956, when an institution charges an interest rate on a loan, it has to follow the rbi’s directions. If it does not comply with the direction issued by the RBI, the RBI can also cancel the license of that loan company. RBI Governor List of India From 1935 to 2023 Pdf Latest Updated

RBI Registered Loan App List
RBI Registered Loan App List

RBI Registered Loan App List 2023 : Most Popular Loan App In India

App Name Credit Limit
Kreditbee Loan up to 2 Lakhs
Kreditzy Loan up to 2 Lakhs
Paysense Loan up to 5 Lakhs
NAVI Loan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan) Loan up to 1 Lakhs
Freopay (Credit Line) Rs. 10000
Stashfin – (Credit Line + Personal Loan) Loan up to 5 Lakhs
Cashbean Loan up to 1 Lakhs
MI Credit Above 5 Lakhs
Dhani (Credit Line) Loan up to 5 Lakhs
Avail Finance Loan up to Rs. 50000
NIRA Loan up to 2 Lakhs
Branch Loan up to Rs.50,000
Smartcoin Loan up to 2 Lakhs
Rupeek App (Gold Loan) Loan up to 50 Lakhs
Simple Pay Later (Credit Line) Loan up to 1 Lakhs
Mobikwik (Credit Line + Consumer Loan) Loan up to 2 Lakhs
Paytm Personal Loan Loan up to 2 Lakhs
Krazybee (Consumer Loan) Loan up to 2 Lakhs
Bharatpe (Business Loan) Loan up to 5 Lakhs
Paytm Postpaid (Credit Line) Loan up to 1 Lakhs
True Caller Loan up to 5 Lakhs
Simply Cash Loan up to 2 Lakhs
Slice (Credit Line) Loan up to 1 Lakhs
True Balance Up to Rs. 50,000
Zest Money (Consumer Loan) Above 2 Lakhs
Amazon Pay Later Up to Rs. 60,000
Flipkart Pay Later Up to Rs. 60,000
Tata Capital Above 10 Lakhs
Tata neu Credit card (Qik EMI Card) Rs.10000 to Rs.150000
Tata Neu App (Qik Personal Loan) Rs.10000 to Rs.10,00,000
Ola Money pay Later Rs.1500 to Rs.20000
Khatabook App Rs.50,000 to Rs.10,00,000
Jupiter credit limit Up to Rs.50,000
OneCard App Rs. 10000 to Rs150,000
Paisabazaar credit limit Rs. 50,000 to Rs.10,00,000
imobile Pay Later Rs. 20,000
SBI YONO APP Rs. 1500 to Rs. 60000
IDFC Bank Pay later Rs. 1500 to Rs. 60000
Bajaj Finserv App Rs. 50,000 to Rs. 5,00,000
Rufilo Loan App Rs. 5000 to Rs. 25,000
IBL FINANCE App Rs. 5000 to Rs. 25,000
Early Salary Rs. 8,000 to Rs. 500,000
Money View Rs.10,000 to Rs. 5,00,000
CASHe Rs. 1,000 to Rs. 3,00,000
mPokket Rs.500 to Rs. 30,000
Stashfin – Credit Line & Loan Rs. 1,000 to Rs. 5,00,000
MoneyTap Rs.1,000 to Rs. 60,000
FairMoney Loan App Loan up to 2 Lakhs
KreditOne Rs.5000 to Rs. 25,000
FlexSalary Instant Loan App Rs.5000 to Rs.25,000
DigiMoney Rs. 5000 to Rs. 25,000
Indialends Rs. 5,00,000
Mystro Loans & Neo Banking app Rs. 50,000
Kissht: Instant Line of Credit Rs. 10,000 to Rs. 1,00,000

Rating List of Loan Apps in India

Application Name Rating
PaySense 4.1/5
Money Tap 4.4/5
Nira 4.4/5
CASHe 4.5/5
Money View 4.6/5
mPokket 4.1/5
India Lends 3.8/5
PayMe India 4.2/5
Home Credit 4.3/5
Dhani 3.8/5

How to Check RBI Registered Loan Apps 2023

Complete process to check RBI registered loan apps list online is given below step by step.

  • First Visit Reserve Bank of India official website https://www.rbi.org.in.
  • Now At home page, click on Non Banking Financial Companies List.
  • Now Here you will get excel / pdf file link.
  • Now Click on Excel / PDF file, you will get the list of companies registered by RBI.

RBI Registered Loan App List PDF 2023  Download

What Is RBI Registered Loan App ?

For Doing Any Business All Businesses Need To Take Permission From Official Authority Or Regulators. In the same way, the license of NBFC (Non-Banking Financial Company) has to be taken from RBI to give a loan. NBFC registered institution approved by RBI cannot cheat its customers, on doing so, RBI can also stop the license of that institution.

What is The Eligibility For Taking Personal Loan From Registered Loan APPs In India ?

Particulars For Salaried For Self-employed
Age Limit 18 – 60 years 21 – 65 years
Minimum Income (may vary across lenders) Rs. 15,000 per month Rs. 15 lakh p.a.
Minimum Work Exp./ Business Continuity 1 year (6 months with current employer) 2 years of business continuity
Credit Score Preferably 750 and above

Documents Required To Apply For a Loan :

  • Proof of Residence
  • Ration Card
  • Telephone Bill
  • Electricity Bill
  • Voters Card.
  • Proof of Identity – Any one of Voters Card / Aadhaar Card/ Drivers License / Employers Card.
  • Latest Bank Statement
  • Passbook (where salary / income is credited for past 6 months).
  • Latest 6 Months Salary Slip with all deductions and last 2 years Form 16.
  • Copies of all Property Documents.
  • Cryptocurrency List With Price 2023 – Top 10 Cryptocurrencies List

Documents Required for a Business Loan :

The following documents are required along with your Business Loan application:

  • PAN Card – For Company/Firm/Individual
  • A copy of any of the following documents as identity proof:
  • Aadhaar Card
  • Passport
  • Voter’s ID Card
  • PAN Card
  • Driving License

What Is The RBI Registered Loan App Interest ?

  • Interest – Interest may Be From 12% to 36%
  • Processing Fee – 2 % to 3%
  • Loan assessment fee also has to be paid in many loan apps.
  • Late Fee – Can Charge up to 0.5% per day
  • GST – Gst charges up to 18% will have to be paid on all charges

How To Take A Loan From  RBI Registered Loan App ?

  • Install any of the above loan apps on your Android phone from the Google Play Store
  • Register with mobile number or Other Options 
  • Now you have to upload KYC documents with information about yourself to do KYC.
  • If you are eligible in a while, you will get a loan offer.
  • To take the offer loan, accept the loan agreement, for this, the base OTP may be required.
  • There are many such loan apps where you may have to give NACH approval for loan EMI auto debit, for which you have to use savings account and internet banking.
  • In a short time, your loan will come to your mentioned savings account after approval or if you have taken a credit line loan, then you can use it through that loan app,

What Are The 10 Best Personal Loan Apps in India In 2023 ?

  1. Buddy Loan
  2. Navi
  3. PaySense
  4. MoneyTap
  5. Dhani
  6. Nira
  7. Cashe
  8. Home Credit
  9. Payme India
  10. India Lends

What Are The Best Instant Personal Loan Apps in India In 2023 ?

Here is the list of the top 25 instant personal loan apps in India: You Can Check All Apps List From Below. We Have Also Shared Full Process Of How To Check Your App Is Registered With RBI Or Not ?

  • PaySense
  • LazyPay
  • Bajaj Finserv
  • IDFC First Bank
  • ZestMoney
  • Dhani
  • HomeCredit
  • CASHe
  • FlexSalary
  • MoneyView
  • PayMe India
  • SmartCoin
  • StashFin
  • LoanTap
  • IndiaLends
  • CashBean
  • RupeeLend
  • AnyTimeLoan
  • KreditBee
  • Fullerton India
  • EarlySalary
  • Nira
  • Credy
  • mPokket
  • MoneyTap

Fake Loan App List In India : Delhi Police Shares List Of Loan Scam Apps

  • Raise cash app
  • PP money app
  • Rupees master app
  • Cash ray app
  • Mobipocket app
  • Papa money app
  • Infinity cash app
  • Kredit mango app
  • Kredit marvel app
  • CB loan app
  • Cash advance app
  • HDB loan app
  • Cash tree app
  • RAw loan app
  • Under process
  • Minute cash app
  • Cash light app
  • Cash fish app
  • HD credit app
  • Ruppes land app
  • Cash room app
  • Rupee loan app
  • Well Kredit app

Fake Chinese Loan Apps List in India in 2023 : Full List

  • Raise cash app
  • PP money app
  • Rupees master app
  • Cash ray app
  • Mobipocket app
  • Papa money app
  • Infinity cash app
  • Kredit mango app
  • Kredit marvel app
  • CB loan app
  • Cash advance app
  • HDB loan app
  • Cash tree app
  • RAw loan app
  • Under process
  • Minute cash app
  • Cash light app
  • Cash fish app
  • HD credit app
  • Ruppes land app
  • Cash room app
  • Rupee loan app
  • Well Kredit app

What are the criteria for obtaining a personal loan from Registered In India?

Eligibility Criteria For Salaried For Self Employed
Age limit 18-60 years 21-65 years
Minimum Income (may vary according to lender) Rs. 15000 per month Rs. 15 lakh per year
Mnimum Work Experience 1 year minimum (6 months with current employer 2 years of business stability
CIBIL Score 750 or above 750 or above

What Are The Best Personal Loan Apps In India 2023?

  • PaySense
  • LazyPay
  • Bajaj Finserv
  • IDFC First Bank
  • ZestMoney
  • Dhani
  • HomeCredit
  • CASHe
  • FlexSalary
  • MoneyView
  • PayMe India
  • SmartCoin
  • StashFin
  • LoanTap
  • IndiaLends
  • CashBean
  • RupeeLend
  • AnyTimeLoan
  • KreditBee
  • Fullerton India
  • EarlySalary
  • Nira
  • Credy
  • mPokket
  • MoneyTap

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