RBI Registered Loan App List 2023 | RBI Registered Loan Company List PDF – The RBI registered loan app list is released by the Reserve Bank of India which contains information about the lending companies. The companies to which the loan is given have to obtain a license of NBFCs (non-banking financial companies from rbi). According to the Indian Act of 1956, when an institution charges an interest rate on a loan, it has to follow the rbi’s directions. If it does not comply with the direction issued by the RBI, the RBI can also cancel the license of that loan company. RBI Governor List of India From 1935 to 2023 Pdf Latest Updated
RBI Registered Loan App List 2023 : Most Popular Loan App In India
| App Name | Credit Limit |
|---|---|
| Kreditbee | Loan up to 2 Lakhs |
| Kreditzy | Loan up to 2 Lakhs |
| Paysense | Loan up to 5 Lakhs |
| NAVI | Loan up to 5 Lakhs |
| Lazypay (Credit Line + Personal Loan) | Loan up to 1 Lakhs |
| Freopay (Credit Line) | Rs. 10000 |
| Stashfin – (Credit Line + Personal Loan) | Loan up to 5 Lakhs |
| Cashbean | Loan up to 1 Lakhs |
| MI Credit | Above 5 Lakhs |
| Dhani (Credit Line) | Loan up to 5 Lakhs |
| Avail Finance | Loan up to Rs. 50000 |
| NIRA | Loan up to 2 Lakhs |
| Branch | Loan up to Rs.50,000 |
| Smartcoin | Loan up to 2 Lakhs |
| Rupeek App (Gold Loan) | Loan up to 50 Lakhs |
| Simple Pay Later (Credit Line) | Loan up to 1 Lakhs |
| Mobikwik (Credit Line + Consumer Loan) | Loan up to 2 Lakhs |
| Paytm Personal Loan | Loan up to 2 Lakhs |
| Krazybee (Consumer Loan) | Loan up to 2 Lakhs |
| Bharatpe (Business Loan) | Loan up to 5 Lakhs |
| Paytm Postpaid (Credit Line) | Loan up to 1 Lakhs |
| True Caller | Loan up to 5 Lakhs |
| Simply Cash | Loan up to 2 Lakhs |
| Slice (Credit Line) | Loan up to 1 Lakhs |
| True Balance | Up to Rs. 50,000 |
| Zest Money (Consumer Loan) | Above 2 Lakhs |
| Amazon Pay Later | Up to Rs. 60,000 |
| Flipkart Pay Later | Up to Rs. 60,000 |
| Tata Capital | Above 10 Lakhs |
| Tata neu Credit card (Qik EMI Card) | Rs.10000 to Rs.150000 |
| Tata Neu App (Qik Personal Loan) | Rs.10000 to Rs.10,00,000 |
| Ola Money pay Later | Rs.1500 to Rs.20000 |
| Khatabook App | Rs.50,000 to Rs.10,00,000 |
| Jupiter credit limit | Up to Rs.50,000 |
| OneCard App | Rs. 10000 to Rs150,000 |
| Paisabazaar credit limit | Rs. 50,000 to Rs.10,00,000 |
| imobile Pay Later | Rs. 20,000 |
| SBI YONO APP | Rs. 1500 to Rs. 60000 |
| IDFC Bank Pay later | Rs. 1500 to Rs. 60000 |
| Bajaj Finserv App | Rs. 50,000 to Rs. 5,00,000 |
| Rufilo Loan App | Rs. 5000 to Rs. 25,000 |
| IBL FINANCE App | Rs. 5000 to Rs. 25,000 |
| Early Salary | Rs. 8,000 to Rs. 500,000 |
| Money View | Rs.10,000 to Rs. 5,00,000 |
| CASHe | Rs. 1,000 to Rs. 3,00,000 |
| mPokket | Rs.500 to Rs. 30,000 |
| Stashfin – Credit Line & Loan | Rs. 1,000 to Rs. 5,00,000 |
| MoneyTap | Rs.1,000 to Rs. 60,000 |
| FairMoney Loan App | Loan up to 2 Lakhs |
| KreditOne | Rs.5000 to Rs. 25,000 |
| FlexSalary Instant Loan App | Rs.5000 to Rs.25,000 |
| DigiMoney | Rs. 5000 to Rs. 25,000 |
| Indialends | Rs. 5,00,000 |
| Mystro Loans & Neo Banking app | Rs. 50,000 |
| Kissht: Instant Line of Credit | Rs. 10,000 to Rs. 1,00,000 |
Rating List of Loan Apps in India
| Application Name | Rating |
|---|---|
| PaySense | 4.1/5 |
| Money Tap | 4.4/5 |
| Nira | 4.4/5 |
| CASHe | 4.5/5 |
| Money View | 4.6/5 |
| mPokket | 4.1/5 |
| India Lends | 3.8/5 |
| PayMe India | 4.2/5 |
| Home Credit | 4.3/5 |
| Dhani | 3.8/5 |
How to Check RBI Registered Loan Apps 2023
Complete process to check RBI registered loan apps list online is given below step by step.
- First Visit Reserve Bank of India official website https://www.rbi.org.in.
- Now At home page, click on Non Banking Financial Companies List.
- Now Here you will get excel / pdf file link.
- Now Click on Excel / PDF file, you will get the list of companies registered by RBI.
RBI Registered Loan App List PDF 2023Â Download
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What Is RBI Registered Loan App ?
For Doing Any Business All Businesses Need To Take Permission From Official Authority Or Regulators. In the same way, the license of NBFC (Non-Banking Financial Company) has to be taken from RBI to give a loan. NBFC registered institution approved by RBI cannot cheat its customers, on doing so, RBI can also stop the license of that institution.
What is The Eligibility For Taking Personal Loan From Registered Loan APPs In India ?
| Particulars | For Salaried | For Self-employed |
| Age Limit | 18 – 60 years | 21 – 65 years |
| Minimum Income (may vary across lenders) | Rs. 15,000 per month | Rs. 15 lakh p.a. |
| Minimum Work Exp./ Business Continuity | 1 year (6 months with current employer) | 2 years of business continuity |
| Credit Score | Preferably 750 and above | |
Documents Required To Apply For a Loan :
- Proof of Residence
- Ration Card
- Telephone Bill
- Electricity Bill
- Voters Card.
- Proof of Identity – Any one of Voters Card / Aadhaar Card/ Drivers License / Employers Card.
- Latest Bank Statement
- Passbook (where salary / income is credited for past 6 months).
- Latest 6 Months Salary Slip with all deductions and last 2 years Form 16.
- Copies of all Property Documents.
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Documents Required for a Business Loan :
The following documents are required along with your Business Loan application:
- PAN Card – For Company/Firm/Individual
- A copy of any of the following documents as identity proof:
- Aadhaar Card
- Passport
- Voter’s ID Card
- PAN Card
- Driving License
What Is The RBI Registered Loan App Interest ?
- Interest – Interest may Be From 12% to 36%
- Processing Fee – 2 % to 3%
- Loan assessment fee also has to be paid in many loan apps.
- Late Fee – Can Charge up to 0.5% per day
- GST – Gst charges up to 18% will have to be paid on all charges
How To Take A Loan From RBI Registered Loan App ?
- Install any of the above loan apps on your Android phone from the Google Play Store
- Register with mobile number or Other OptionsÂ
- Now you have to upload KYC documents with information about yourself to do KYC.
- If you are eligible in a while, you will get a loan offer.
- To take the offer loan, accept the loan agreement, for this, the base OTP may be required.
- There are many such loan apps where you may have to give NACH approval for loan EMI auto debit, for which you have to use savings account and internet banking.
- In a short time, your loan will come to your mentioned savings account after approval or if you have taken a credit line loan, then you can use it through that loan app,
What Are The 10 Best Personal Loan Apps in India In 2023 ?
- Buddy Loan
- Navi
- PaySense
- MoneyTap
- Dhani
- Nira
- Cashe
- Home Credit
- Payme India
- India Lends
What Are The Best Instant Personal Loan Apps in India In 2023 ?
Here is the list of the top 25 instant personal loan apps in India: You Can Check All Apps List From Below. We Have Also Shared Full Process Of How To Check Your App Is Registered With RBI Or Not ?
- PaySense
- LazyPay
- Bajaj Finserv
- IDFC First Bank
- ZestMoney
- Dhani
- HomeCredit
- CASHe
- FlexSalary
- MoneyView
- PayMe India
- SmartCoin
- StashFin
- LoanTap
- IndiaLends
- CashBean
- RupeeLend
- AnyTimeLoan
- KreditBee
- Fullerton India
- EarlySalary
- Nira
- Credy
- mPokket
- MoneyTap
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- Raise cash app
- PP money app
- Rupees master app
- Cash ray app
- Mobipocket app
- Papa money app
- Infinity cash app
- Kredit mango app
- Kredit marvel app
- CB loan app
- Cash advance app
- HDB loan app
- Cash tree app
- RAw loan app
- Under process
- Minute cash app
- Cash light app
- Cash fish app
- HD credit app
- Ruppes land app
- Cash room app
- Rupee loan app
- Well Kredit app
Fake Chinese Loan Apps List in India in 2023 : Full List
- Raise cash app
- PP money app
- Rupees master app
- Cash ray app
- Mobipocket app
- Papa money app
- Infinity cash app
- Kredit mango app
- Kredit marvel app
- CB loan app
- Cash advance app
- HDB loan app
- Cash tree app
- RAw loan app
- Under process
- Minute cash app
- Cash light app
- Cash fish app
- HD credit app
- Ruppes land app
- Cash room app
- Rupee loan app
- Well Kredit app
What are the criteria for obtaining a personal loan from Registered In India?
| Eligibility Criteria | For Salaried | For Self Employed |
| Age limit | 18-60 years | 21-65 years |
| Minimum Income (may vary according to lender) | Rs. 15000 per month | Rs. 15 lakh per year |
| Mnimum Work Experience | 1 year minimum (6 months with current employer | 2 years of business stability |
| CIBIL Score | 750 or above | 750 or above |
What Are The Best Personal Loan Apps In India 2023?
- PaySense
- LazyPay
- Bajaj Finserv
- IDFC First Bank
- ZestMoney
- Dhani
- HomeCredit
- CASHe
- FlexSalary
- MoneyView
- PayMe India
- SmartCoin
- StashFin
- LoanTap
- IndiaLends
- CashBean
- RupeeLend
- AnyTimeLoan
- KreditBee
- Fullerton India
- EarlySalary
- Nira
- Credy
- mPokket
- MoneyTap
Which Is Best Loan App In 2023
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