List Of Top Credit Card Companies In India 2024 ( Latest Updated )

List Of Top Credit Card Companies In India 2024 ( Latest Updated ). India’s credit card companies provide consumers and businesses with a wide range of credit products and services, making them a significant part of the country’s financial system। These companies issue credit cards, make transactions easy, and give cardholders a lot of things to do. In India, several significant banks and financial organizations run credit card companies. State Bank of India (SBI), HDFC Bank, ICICI Bank, Axis Bank, Citibank, Standard Chartered Bank, and American Express are a few of the major participants.

In India, credit card businesses often take on the role of issuers, providing credit cards to qualified applicants. These businesses frequently collaborate with foreign payment networks like American Express, Visa, Mastercard, and RuPay to handle transactions both locally and abroad.

List Of Top Credit Card Companies In India
List Of Top Credit Card Companies In India

List Of Top Credit Card Companies In India:

The list Of Top Credit Card Companies In India is very big. There are many public and private banks which provide credit cards. Indian credit card companies can be found here:

  1. State Bank of India (SBI)
  2. HDFC Bank
  3. ICICI Bank
  4. Axis Bank
  5. Kotak Mahindra Bank
  6. Bajaj Finance Limited
  7. IndusInd Bank
  8. Yes Bank
  9. IDFC First Bank
  10. Punjab National Bank (PNB)
  11. Canara Bank
  12. Bank of Baroda (BOB)
  13. Union Bank of India
  14. Central Bank of India
  15. Indian Bank
  16. Federal Bank
  17. IDBI Bank
  18. Bank of India
  19. RBL Bank
  20. Tamilnad Mercantile Bank

List of Top Credit Card Companies In India: State Bank of India (SBI)

SBI offers a range of credit products including credit cards, personal loans, home loans, and more. State Bank of India (SBI) is one of the largest and oldest commercial banks in India. SBI is a public sector bank, with the Government of India being the majority shareholder. It is governed by the Ministry of Finance, Government of India. SBI offers a wide range of banking products and financial services to its customers, including retail banking, corporate banking, investment banking, and insurance. It caters to individuals, businesses, and government entities.

SBI has several subsidiaries and associate banks, including:

  • State Bank of Bikaner & Jaipur
  • State Bank of Hyderabad
  • State Bank of Mysore
  • State Bank of Patiala
  • State Bank of Travancore.

Some of SBI Credit Cards are the following:

  • Simply SAVE SBI Credit Card
  • Simply CLICK SBI Credit Card
  • Air India SBI Platinum Card
  • air India Signature card
  • Air India SBI Signature Card
  • SBI STYLEUP Contactless Credit Card
  • IRCTC SBI Platinum Card
  • SBI Card ELITE
  • Club Vistara SBI Card
  • Yatra SBI Card
  • SBI Card PRIME
  • BPCL SBI Card
  • club vistara sbi card prime
  • SBI Card PRIME

List Of Top Credit Card Companies In India: HDFC Bank

HDFC Bank is one of the largest private sector banks in India and offers a variety of credit products including credit cards, personal loans, business loans, and more. HDFC Bank was established in 1994 and commenced operations as a scheduled commercial bank in India. The bank’s headquarters is located in Mumbai, Maharashtra, India. HDFC Bank offers a wide range of banking and financial services, including personal banking, corporate banking, rural banking, and international banking.

List Of Top Credit Card Companies In India

Some HDFC Credit Cards are the following:

  • HDFC Bank Infinia Credit Card.
  • HDFC Bank Diners Club Black Credit Card.
  • HDFC Bank Regalia Credit Card.
  • HDFC Bank Millennia Credit Card.
  • HDFC Bank Diners Club Privilege Credit Card.
  • HDFC Bank MoneyBack Plus Credit Card.

List Of Top Credit Card Companies In India: ICICI Bank

ICICI Bank is another major private sector bank in India offering credit cards, loans, and other financial products to its customers. Some of ICICI Credit Cards are the following:

  • ICICI Sapphiro Credit Card
  • ICICI Coral Credit Card
  • ICICI Rubyx Credit Card
  • ICICI Platinum Chip Credit Card
  • Amazon Pay ICICI Credit Card
  • ICICI Bank HPCL Super Saver Credit Card

List Of Top Credit Card Companies In India: Axis Bank

Axis Bank is one of the leading private sector banks in India and provides credit cards, loans, and other banking services. Some of Axis Bank’s Credit Cards are the following:

  • Axis Bank ACE Credit Card.
  • Flipkart Axis Bank Credit Card.
  • Axis Bank Vistara Credit Card.
  • Axis Bank Neo Credit Card.
  • Axis Bank My Wings Credit Card.
  • Axis Bank Select Credit Card.

Standard Chartered Bank

Standard Chartered Bank is a multinational banking and financial services company headquartered in London, United Kingdom. The bank was founded in 1969 through a merger of two banks: The Chartered Bank of India, Australia, and China, and Standard Bank of British South Africa. Both banks had a long history of operating in various regions. Standard Chartered focuses on corporate and institutional banking, retail banking, and private banking services. It provides a wide range of financial products and services including loans, mortgages, credit cards, wealth management, and trade finance. Some Standard Chartered bank credit cards are the following:

  • Standard Chartered Ultimate Credit Card.
  • Standard Chartered EaseMyTrip Credit Card.
  • Standard Chartered Super Value Titanium Credit Card.
  • Standard Chartered Platinum Rewards Credit Card.
  • Standard Chartered Smart Credit Card.
  • Standard Chartered DigiSmart Credit Card.
  • Standard Chartered Emirates World Credit Card.

List Of Top Credit Card Companies In India: IndusInd Bank

IndusInd Bank is a prominent private sector bank in India. IndusInd Bank was established in 1994 by Srichand P. Hinduja, a prominent Indian businessman, and the bank commenced operations in 1994. The bank is headquartered in Pune, Maharashtra, India. IndusInd Bank is part of the Hinduja Group.

List Of Top Credit Card Companies In India
List Of Top Credit Card Companies In India

The bank offers a wide range of banking and financial services including retail banking, corporate banking, treasury services, commercial lending, investment banking, and wealth management. Standard Chartered Bank Some credit cards are the following.

  • IndusInd Bank Legend Credit Card.
  • IndusInd Bank Pioneer Heritage Credit Card.
  • IndusInd Bank Celesta Credit Card.
  • IndusInd Bank Indulge Credit Card.
  • IndusInd Bank Pinnacle World Credit Card.
  • IndusInd Bank EazyDiner Credit Card.
  • IndusInd Bank Legend Credit Card.
  • IndusInd Bank Signature Visa Card.

Kotak Mahindra Bank

Kotak Mahindra Bank offers various credit products including credit cards, personal loans, home loans, and more. Kotak Mahindra Bank was established in 2003, but its origins trace back to 1985 when Uday Kotak founded Kotak Mahindra Finance Ltd. as a non-banking financial company (NBFC). It later received its banking license in 2003. The bank’s headquarters is located in Mumbai, Maharashtra, India. Kotak Mahindra Bank offers a wide range of banking and financial services, including personal banking, commercial banking, wealth management, investment banking, and insurance.

Bank of Baroda Bank

Bank of Baroda Bank

Bank of Baroda provides credit cards, personal loans, business loans, and other banking services in India. Bank of Baroda (BoB) was founded on July 20, 1908, by Maharaja Sayajirao Gaekwad III in Vadodara, Gujarat, India. Bank of Baroda offers a wide range of banking and financial services, including retail banking, corporate banking, international banking, treasury operations, and investment banking. The bank’s headquarters is located in Vadodara, Gujarat, India. Bank of Baroda merged with Vijaya Bank and Dena Bank in 2019, making it one of the largest public sector banks in India.

  • BoB CMA One Credit Card.
  • BoB Eterna Credit Card.
  • BoB Premier Credit Card.
  • BoB Select Credit Card.
  • IRCTC BoB RuPay Credit Card.
  • BoB Prime Credit Card.
  • BoB Easy Credit Card.
  • BoB Sentinel Credit Card.

Yes Bank

Yes Bank is a private sector bank in India offering credit cards, loans, and other financial services.

  • Yes Private Prime Credit Card.
  • Yes, First Exclusive Credit Card.
  • Yes, First Preferred Credit Card.
  • Yes, Premia Credit Card.
  • Yes, Prosperity Edge Credit Card.
  • Yes, Wellness Plus Credit Card.

IDFC First Bank

 

IDFC First Bank offers credit cards, personal loans, home loans, and other banking services. IDFC First Bank was formed in December 2018 through the merger of IDFC Bank and Capital First Ltd. The bank’s headquarters is located in Mumbai, Maharashtra, India. IDFC First Bank offers a range of banking and financial services, including savings accounts, current accounts, fixed deposits, loans, credit cards, and wealth management services.

  • IDFC FIRST Millennia Credit Card.
  • IDFC FIRST Wealth Credit Card.
  • IDFC FIRST Select Credit Card.
  • IDFC FIRST WoW Credit Card.
  • IDFC FIRST Classic Credit Card.

List Of Top Credit Card Companies In India: RBL Bank

List Of Top Credit Card Companies In India

RBL Bank offers credit cards, personal loans, home loans, and other banking services. RBL Bank, formerly known as Ratnakar Bank Limited, was founded in 1943 in Maharashtra, India. The bank’s headquarters is located in Mumbai, Maharashtra, India. RBL Bank offers a wide range of banking and financial services, including retail banking, corporate banking, agricultural banking, commercial banking, and financial inclusion services.

  • RBL ShopRite Credit Card.
  • RBL World Safari Credit Card.
  • RBL MoneyTap Black Card.
  • RBL Platinum Bonus SuperCard
  • RBL Icon Credit Card
  • BookMyShow RBL Credit Card

List Of Top Credit Card Companies In India: Other Banks & NBFCs

Some other financial institutions and NBFCs which issue credit cards in India are the following:

  • Allahabad Bank
  • Andhra Bank
  • Bajaj Finserv
  • Bank of India
  • Bank of Maharashtra
  • Canara Bank
  • Central Bank of India
  • Corporation Bank Credit Card
  • DCB Bank
  • Dhanlaxmi Bank
  • Federal Bank
  • HSBC Bank
  • IDBI Bank
  • Indian Bank
  • Jammu and Kashmir Bank
  • Karur Vysya Bank
  • Kotak Mahindra Bank
  • Nainital Bank
  • Oriental Bank of Commerce
  • Punjab National Bank
  • Tamilnad Mercantile Bank
  • Vijaya Bank
  • UCO Bank
  • Union Bank of India

List Of Top Credit Card Companies In India: How to Apply For SBI Credit Card Online?

  • First, visit the official website of SBI Card @ https://www.sbicard.com/
  • Now Visit the ‘Credit Cards’ page on the SBI website
  • Choose a card from the category that best for your requirements.
  • Now click on ‘Apply Now’ and fill in the E-Apply form / Online Application form.
  • Now Click ‘Submit
  • Now you will receive an instant decision on the application basis of the information provided.
  • If your application is approved, you will receive a call from the SBI Card team for verification.
  • After verification credit card is to be issued.

FAQ: List Of Top Credit Card Companies In India

Who is the largest issuer of credit cards in India in 2024?

Ans: In India HDFC Bank is not only one of the largest private banks but also has the major market share in terms of credit card offerings. Other major credit card issuers include ICICI Bank, SBI Cards, Axis Bank, and Citibank.

Which bank is best for getting a credit card?

Ans: Many factors should be considered before choosing the best credit card for you. Such as the card’s rewards program, annual fees, interest rates, and credit limit when choosing a bank and a card.

What are the main factors that affect credit card eligibility?

Ans: Several factors can affect credit card

  • Eligibility
  • Including credit score
  • Income
  • Employment status
  • Age
  • Credit history
  • Existing debts

 

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