SBI Credit Card List 2024: SBI Top 5 Best Credit Cards

SBI Credit Card List 2024 – SBI Top 5 Best Credit Cards And How To Use These Cards. If you are thinking of applying for SBI Credit Card or you already have SBI Credit Card then what are the benefits of an SBI Credit Card? There should be complete information about it. So that in the future, you can use the credit card according to your needs at the place of need.

At the moment, let us tell you that making SBI’s credit is a bit difficult compared to other credit cards and similarly SBI’s benefits on credit are also better than others. In this article, we will tell you about the benefits of SBI Credit cards. In this article, you will be told about the reward points, special bonus points, and welcome gits available on SBI Credit Card. Although different benefits are provided on different cards of SBI, the overall benefits will be available on SBI Credit Cards.

On SBI Credit Card, you get online shopping, refuelling, paying other credit cards from SBI card, paying bills and reward points, etc. This card is best suited for both online and offline users. SBI credit cards are most useful for those interested in saving money and getting reward points.

SBI Credit Card List
SBI Credit Card List

SBI Credit Card List 2024 – SBI Top 5 Best Credit Cards

Credit Card Annual Fee Suited For Min. Income
SBI StyleUp Contactless Card 499 Shopping Rs. 20,000 p.m.
Air India SBI Platinum Credit Card 1,499 Travel Rs. 40,000 p.m.
Club Vistara SBI Card PRIME 2,999 Travel & Rewards Rs. 40,000 p.m.
Yatra SBI Card 499 Travel Rs. 20,000 p.m.
Etihad Guest SBI Card 1,499 Travel & Rewards Rs. 40,000 p.m.

SBI Credit Card List: Types of State Bank Of India Credit Card

The State Bank of India (SBI) provides a variety of credit cards designed to meet various requirements and tastes. SBI credit cards offer a variety of features, advantages, and reward schemes.
Typical SBI credit card categories include: These are The Top Credit Cards From SBI. As Per Your Convenience, you can apply for any card. The Full List of all credit cards is given below.

SBI Credit Card List: SBI Simply SAVE Credit Card:

  • This card is best suited for shopping and rewards.
  • The annual fee is Rs.499/-
  • The minimum income should be Rs.20,000/-

SBI Simply CLICK Credit card:

  • This card is best suited for shopping.
  • The annual fee is Rs.499/-
  • The minimum income should be Rs.20,000/-

SBI Card PRIME Credit Card:

  • This card is best suited for travel and rewards.
  • The annual fee is Rs.2,999/-
  • The key features of the card are 10X reward points on dining, movies, and groceries.
  • The minimum income should be Rs.32,000/-.

SBI Card ELITE Credit Card:

  • This card is best suited for shopping and travel
  • The annual fee is Rs.4,999/-
  • The key features of the card are movie tickets worth Rs.6,000/- every year.
  • The minimum income should be Rs.60,000/-

BPCL SBI Card Credit Card:

  • This card is best suited for Fuel.
  • The annual fee is Rs.499/-
  • The minimum income should be Rs.20,000/-.

Apollo SBI Credit Card:

  • This card is best suited for Medical Expenses and Rewards
  • The annual fee is Rs.499/-
  • The key feature of the card is 3X rewards per Rs.100 on all the Apollo services.

Air India SBI Platinum Credit Card:

  • This card is best suited for Travel and Rewards
  • The annual fee is Rs.1,499/-
  • The key feature of the card is Membership to Air India’s Frequent Flyer Program.
  • The minimum required is Rs.40,000/- per month.

SBI StyleUp Contactless Card:

  • This card is best suited for shopping.
  • The annual fee is Rs.499/-
  • The minimum income should be Rs.20,000/-.

Yatra SBI Credit Card:

  • This card is best suited for Travel and Rewards
  • The annual fee is Rs.499/-
  • The key feature of the card is 20% off on domestic hotel bookings.

Club Vistara SBI Card PRIME:

  • The annual fee is Rs.2,999/-
  • It is best suited for rewards and travel.
  • Key features of the card are priority pass Membership with 4 free visits per year.
  • The minimum income required is Rs.40,000/-

Etihad Guest SBI Card:

  • The annual fee is Rs.1,499/-
  • It is best suited for travel.
  • Key features of the card are a 3% discount on the economy tickets which are booked on the Etihad.
  • The minimum income required is Rs.40,000/-

SBI Credit Cards List: Fees on the SBI cards:

Here are the details about the charges that are applicable for the types of fees on the credit cards Of SBI Bank. Check the Full Details Below.

  • The interest fee period is between 20 to 50 days For SBI Credit Cards.
  • The rate of 5% per month is for the SBI Unnati card and other cards up to 3.35% charges are applicable for credit card finance charges and for cash advances also.
  • 100/- for the card replacement fee while travelling abroad.
  • For the ELITE card 11.99% and 3.5% for the SBI Cards for the dynamic currency conversion fee.
  • 99/- for the rewards redemption.
  • 5% of the amount withdrawn for the cash advance fee.
  • For the statement retrieval Rs.100/-.
  • 3% on the transaction amount for the cash advance fee, and international ATMs.
  • For the outstanding amount Rs.200/- + taxes of 5% to the minimum amount due every month.
  • The total credit limits are up to 80%, a maximum of Rs.15,000/- per day for the cash advance limit.
  • For the over-limit fees 2.5% or Rs.500/-.

SBI Credit Cards List: How To Pay Credit Cards Bill At SBI?

Paying your SBI Credit Card bill is a straightforward process, and you can choose from various methods to make the payment. Here are the common methods you can use to pay your SBI Credit Card bill. There are Different Ways to Pay the Credit Card Bill Of SBI Bank. Here We have mentioned the complete list below.

Online Methods:

  • SBI Card Website: Visit the official SBI Card website (www.sbicard.com) and log in to your account. Go to the ‘Payments’ section, enter the amount you want to pay, and choose your payment method (Net Banking, Debit Card, etc.).
  • Net Banking: If you have an account with SBI or another bank that offers Net Banking services, you can log in to your online banking portal and use the “Bill Pay” or “Credit Card Payment” option to make the payment.
  • SBI Mobile App: Download the SBI Card Mobile App from the app store (available for Android and iOS devices). Log in to your account and navigate to the ‘Payments’ section to make your credit card payment.

Online bill Payments :

Credit card bill payments using online mode can be done by following the methods.

  • NEFT Net banking
  • Visa Credit-Card pay
  • Peynet-pay Online
  • SBI Online
  • NACH National Automated Clearing House
  • EBP Electronic Bill Payment
  • Debit card
  • SBI Auto Debit

Paying Using the Mobile app:

  • UPI Payment
  • SBI App
  • Using YONO

Paying credit card bills using offline bill payment:

  • Payment at the Bank Branch
  • Manual Drop Box
  • Electronic Dropbox
  • SBI ATM.

SBI Credit Cards List: What Are SBI Bank Financial Products Available?

To meet the various demands of its clients, the State Bank of India (SBI) provides a comprehensive range of financial goods and services. The following are some of the primary financial services and products that SBI provides:

Savings and Current Accounts:
    • Regular Savings Account
    • Basic Savings Bank Deposit Account (BSBDA)
    • Savings Plus Account
    • Yuva Savings Account (for youth)
    • Small Account
    • Current Account
    • Premium Current Account
Fixed Deposits (Time Deposits):
    • Term Deposits
    • Special Term Deposits
    • Tax Saving Term Deposits
Recurring Deposits:
    • SBI Recurring Deposit
Home Loans:
    • Regular Home Loan
    • Home Loan for NRI/PIO
    • Home Loan for Government Employees
    • Home Loan for Defence Personnel
    • SBI Privilege Home Loan
Personal Loans:
    • Xpress Credit Personal Loan
    • SBI Pension Loan
    • Festival Loans
Auto Loans:
    • New Car Loan
    • Used Car Loan
    • SBI Green Car Loan
    • SBI Car Loan Lite
Education Loans:
    • Scholar Loan
    • Global Ed-Vantage Scheme
    • Skill Loan Scheme
Credit Cards:
    • SBI Credit Cards with various rewards and benefits
Mutual Funds:
    • SBI Mutual Funds
Insurance:
    • Life Insurance
    • Health Insurance
    • Vehicle Insurance
Online Trading and Demat Services:
    • SBI Cap Securities
Business and SME Loans:
    • SME Loans
    • Business Loans
    • Export / Import Finance
Government Schemes:
    • Pradhan Mantri Jan Dhan Yojana (PMJDY)
    • Pradhan Mantri Suraksha Bima Yojana (PMSBY)
    • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
    • Atal Pension Yojana (APY)
    • Pradhan Mantri Mudra Yojana (PMMY)
Digital Banking Services:
    • Internet Banking
    • Mobile Banking
    • UPI (Unified Payments Interface)
    • SBI Anywhere Corporate App

What Is SBI Credit Card Application Eligibility?

  • You must be a citizen of India.
  • You must be at least 21 years old and a maximum of 65 years old.
  • You must have a means of earning every month.

How to apply for an SBI Credit Card?

  • First of all, you have to go to the SBI website. Https://Www.Sbicard.Com/
  • After this, you have to search SBI credit card there.
  • After this, you have to enter your email ID.
  • After this, you have to enter your mobile number and register through OTP.
  • After this, you have to enter your basic information into it.
  • After this, you have to put your work information inside it.
  • Now, you have to tell how much you earn every year and every month.
  • After this, your application will go to review.
  • Next, you will get a call from SBI.
  • After this, if everything goes well then your card is approved.
  • After this, you will get the card at your home within 15 days.

What Documents are required to apply for an SBI Credit Card?

The following Documents are Required Before Applying For an SBI Credit Card. Check the Full List of all Documents Below.

  • You will have to provide proof of identity (PAN Card, Aadhaar Card, Driver’s License, Passport).
  • You will have to provide one of the proofs of address (Aadhar Card, Driver’s License, Passport).
  • You will have to give one of the proof of income (latest salary slip, last 3 months bank statement).

SBI Credit Card List:  SBI Credit Card Uses

You can use your SBI Credit Card to make online and offline purchases All Over India. Following are the common uses of SBI Credit Cards.

  • If there is no money in the bank account, you can use a credit card to make a purchase.
  • You can use credit cards to pay electricity bills to insurance bills.
  • You can use SBI Credit Card to earn money from a credit card.
  • Buying expensive goods with credit cards can make paying bills in EMI easier.
  • In times of need, you can withdraw money from your SBI credit card and use it.
  • You can also use an SBI credit card to buy a bike.
  • SBI credit cards can also be used to buy gold.
  • SBI credit card is also used to pay restaurant bills.
  • SBI credit card is also used to make purchases from offline stores.
  • SBI credit card is also used for filling petrol.

What Are the Advantages Of SBI Credit Card?

There are many advantages and disadvantages of using an SBI credit card, which are as follows.

  • The credit card bill is issued on the issue date each month.
  • SBI credit card is valid for use in India and outside India.
  • The interest-free tenure of an SBI credit card is 20 to 50 days.
  • Payment can be made only up to the credit card limit through a credit card.
  • Interest is charged on the amount withdrawn from ATMs through credit cards.
  • The cash withdrawal limit from ATMs through credit cards is 80% of the credit card limit.
  • You can withdraw cash from ATMs with a credit card of up to Rs 15,000 in a day.
  • On withdrawing cash from ATMs through credit cards, interest has to be paid daily from the date of withdrawal of cash to the date of bill payment.
  • Withdrawing cash from ATMs through credit cards can attract a minimum interest of Rs 500 or more than 2.5% of the withdrawn amount on every transaction.
  • Non-payment of credit card bills on the due date attracts 3.5% monthly and 43.8% annual interest on the outstanding amount.
  • Non-payment of minimum dues for two consecutive terms will attract a fine of Rs 100 or an additional charge.

What Are the Disadvantages Of SBI Credit Card?

Along with the advantages of the SBI Credit Card, there are many disadvantages which are as follows.

  • Interest is charged on the amount withdrawn from ATMs through credit cards.
  • You can withdraw cash from ATMs with a credit card of up to Rs 15,000 in a day.
  • On withdrawing cash from ATMs through credit cards, interest has to be paid daily from the date of withdrawal of cash to the date of bill payment.
  • Withdrawing cash from ATMs through credit cards can attract a minimum interest of Rs 500 or more than 2.5% of the withdrawn amount on every transaction.
  • Non-payment of credit card bills on the due date attracts 3.5% monthly and 43.8% annual interest on the outstanding amount.
  • Non-payment of minimum dues for two consecutive terms will attract a fine of Rs 100 or an additional charge.
  • The cash withdrawal limit from ATMs through credit cards is 80% of the credit card limit.

FAQ: SBI Credit Card List 2024

Which is the best credit card of SBI Bank?

Ans: By the way, all the credit cards of SBI are excellent, but people make the most of SBI Simple Click and Simple Save Credit Cards. You can use any SBI Card.

How to close an SBI credit card?

Ans: It is very easy to close the SBI credit card, for this, the account holder can call the SBI helpline number and get the card closed, after calling the helpline number, some important information such as the reason for closing the card, etc. can be asked.

What Are SBI Credit Card Terms and Conditions?

Ans: The following Are SBI Credit Card Terms and Conditions. Check the Full List Below

  • The credit card bill is issued on the issue date each month.
  • SBI credit card is valid for use in India and outside India.
  • The interest-free tenure of an SBI credit card is 20 to 50 days.
  • Payment can be made only up to the credit card limit through a credit card.
  • Interest is charged on the amount withdrawn from ATMs through credit cards.
  • The cash withdrawal limit from ATMs through credit cards is 80% of the credit card limit.
  • You can withdraw cash from ATMs with a credit card of up to Rs 15,000 in a day.
  • On withdrawing cash from ATMs through credit cards, interest has to be paid daily from the date of withdrawal of gas to the date of bill payment.
  • Withdrawing cash from ATMs through credit cards can attract a minimum interest of Rs 500 or more than 2.5% of the withdrawn amount on every transaction.
  • Non-payment of credit card bills on the due date attracts 3.5% monthly and 43.8% annual interest on the outstanding amount.

Conclusion:

Hope you like this article about the SBI credit card list and types of cards. For more information keep visiting studydhaba.com.

1 thought on “SBI Credit Card List 2024: SBI Top 5 Best Credit Cards”

  1. Great post! Very helpful in understanding the best SBI credit cards available in 2024. As a frequent traveler, I’m intrigued by the SBI Premier Card’s airport lounge access and annual reward points. Will definitely consider applying for it. Thanks for sharing!

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